Usm Holding

Key West's premier capital
& architectural rigor


Get Funded

Direct Lender | Over $50M in Local Capital Deployed | Key West's Trusted Funding Partner

Tailored lending solutions

Commercial real estate

Funding for commercial real estate acquisitions, renovations, and new developments across the Florida Keys and beyond.

Small business funding

Flexible working capital solutions designed to help local businesses grow, expand operations, and seize new opportunities.

Tourism & hospitality financing

Specialized financing for hotels, restaurants, vacation rentals, and tourism enterprises that drive Key West's economy.

Why businesses choose us

Direct lender

No brokers, no middlemen. Work directly with our funding team for faster decisions and better terms.

Local expertise

Based in Key West, we understand the unique dynamics of the Florida Keys market and its opportunities.

Fast funding

Streamlined approval process with funding available in as few as 48 hours for qualified businesses.

Ready to grow your business?

Connect with our team to explore funding solutions tailored to your unique needs.

Get Started Today